(1) Banks or financial institutions that have received theoretical consent to proceed with the process of merger or merger or acquisition shall pass a special resolution related to it in their respective general meetings and jointly attach the agreement as per Section 72 for the purpose of final approval of the merger or merger or acquisition. An application should be made before. (2) If it finds it necessary to request additional information or documents from such bank or financial institution during the necessary examination of the application under sub-section (1), the National Bank may request additional information or documents. (3) Sub-section (1) and (3) 2) According to the investigation, the environment of healthy competition in the financial sector, the monopoly or controlled practice of any bank or financial institution may or may not be maintained, and the overall banking and financial structure, the financial market and savers may be seriously affected during the merger or acquisition of a bank or financial institution. The Rastra Bank may give final approval to merge, merge or acquire banks or financial institutions, subject to conditions or limits, including the suitability test (fit and proper test) of the founder who will retain substantial ownership in the merged entity. (4) Approval under sub-section (3). If the date is not suitable, the National Bank shall disclose the reason and inform the relevant bank or financial institution within forty-five days. (5) If there is difficulty in fulfilling the instructions mentioned in this Act and issued by the National Bank due to the merger or acquisition of the organizations approved under sub-section (3), the need And on the basis of justification, the National Bank may grant exemptions as prescribed. (6) Other arrangements related to merger, amalgamation or acquisition shall be as prescribed by the National Bank.